Threshold Ledger
Threshold Ledger · v0.27.1
by Threshold Breaker

By Threshold Breaker

Threshold Ledger

Sell the land. We’ll mind the note.

Note-servicing software for people who owner-finance land and property — post payments, track daily interest, late fees, and payoffs from anywhere.

Rolling pasture divided into surveyed parcels, the boundary lines drawn in brass like the rules of a ledger page

We move your book free on annual plans. 2,346 payments moved. Interest matched to the cent.

How switching works

Daily interest to the cent

Accrues daily, US Rule, verified against NoteSmith across a full portfolio.

Payoffs in one click

Balance, accrued interest, fees, and per diem — one figure, ready for closing.

Buyers can pay online

Turn it on, send a private link, and the payment posts itself — bank account or card, straight to your bank.

Late fees kept separate

Fees and short interest sit in their own buckets. Never quietly swallowed.

Year-end tax statements

A substitute-1098 statement for every account, plus a full CPA export.

Post from anywhere

Browser-based, unlimited logins. No installs, no dedicated computer.

Every entry audited

Payments are never edited or deleted — reversed with a reason, who and when attached.

Pricing

$10/month flat for 1–3 accounts. Priced by accounts, not seats. Annual billing: two months free.

Pricing calculator

How many accounts do you service?

10 accounts

Monthly

$35 / month

Annual — two months free

$350 / year

$3.50 per account per month

See full pricing

Switching is the easy part

1Send us your NoteSmith backup (or your spreadsheet)2We load your accounts and full payment history3You verify every balance against your old system4Start posting from anywhere
Start your switch

Built by Threshold Breaker to run SAREC’s own land portfolio — live on real notes today.

Start free — 30-day trial

Threshold Ledger | Note Servicing Software for Owner-Financed Land